Insurance policies exist to cover you when there has been an accident or an accidental loss. When disaster strikes, the insurance policy should pay those losses so that you don’t suffer financial devastation. When the insurance company denies the benefits it promised, you are between a rock and a hard place.
The insurance company must act in good faith. The investigation must be a fair one, not one undertaken with the purpose of denying benefits. Guerra Law Group, P.L.L.C., quickly identifies situations where insurance companies have treated people unfairly.
We will determine whether your claim should be covered by the insurance policy, identify the actions taken by the insurance company in response to your claim and assess whether the insurance company has wrongfully denied your claim. Wrongful actions include:
The insurance company may try to undercut you in settlement negotiations or offers, extending an offer of far less money than is reasonable for the claim. It is not uncommon for the insurance companies to extend these inadequate offers or to deny your claim outright, then refuse to negotiate with you.